First we must introduce some musical terminology, with apologies to readers who are already familiar with it.
Issue 2
Everyone knows why they entered the actuarial field. The allure of what success as an actuary can bring - money, status, power - is a powerful attraction in anyone's book.
Issue 3
The subject of this paper is the mathematical theory of catastrophes. A catastrophe is a disaster. But there is, implicit in the word, the idea of a sudden change for the worse.